A workforce that is financially well results in employees spending less time thinking or dealing with financial issues, higher morale, and reduced stress leading to:

• Greater participation in employer benefit plans
• Increased HSA and FSA participation
• More on-time retirements
• Improved employee engagement and recruiting
• Higher Retention

The BOTTOM LINE for you: Quantifiable ROI based on lower costs and gains in productivity:

• Reduced absenteeism
• Less turnover
• Reduced stress resulting in reduced health care costs
• Less borrowing from 401(k) plans
• Lower wage garnishments

Sources: CFPB and PWC Financial Fitness at Work